PERSONALIZED RETIREMENT PLANNING SERVICES NEAR EAST PHOENIX, AZ AND THE SURROUNDING AREAS

Are you confident that you will be able to retire comfortably and live the lifestyle you want? Are you concerned about running out of money later down the road? Are you confused about how you should be taking distributions from your retirement accounts in a way that helps reduce the tax impact? Mosaic Wealth Solutions offers retirement planning services near East Phoenix, AZ. We recommend strategies for both accumulating funds before retirement and distributing your savings throughout retirement so that you can strive to live the lifestyle you planned for without running out of money. We can help you determine what to do with the funds in your 401(k), IRA, or other retirement savings accounts in order to get the most out of your money.  

WHAT SHOULD YOU DO WITH THE FUNDS IN YOUR 401(K) WHEN YOU RETIRE?

When it comes time to retire, there are many options for how you can utilize the funds that you accumulated in your 401(k) plan. A retirement planning professional at Mosaic Wealth Solutions can help you choose a strategy that aligns with your personal goals. You may want to use your 401(k) plan to: 

• Rollover into an IRA for more investing choices 
• Rollover into an annuity
• Keep funds in your 401(k) and begin taking distributions  

GET PROFESSIONAL ASSISTANCE MANAGING YOUR 401(K) PLAN AND OTHER RETIREMENT ACCOUNTS

There are many ways to accumulate and take distributions from retirement savings; be proactive and partner with a retirement planning professional at Mosaic Wealth Solutions to identify and act on the strategy that aligns with your goals and help meet your needs. Contact us today to start with a free virtual consultation and get a professional evaluation of your current retirement plan.  

As each individual’s tax situation is different, take time to consider all the facts and consult with your tax advisor before initiating a rollover. Distributions received before age 59 1/2 are subject to an early distribution penalty of 10% additional tax unless an exception applies. This information is not intended to be a substitute for specific individualized tax, legal or estate planning advice.

There are several choices investors have when  rolling over money from one plan to another. Since each choice has it’s own implications, it is recommended that you discuss and compare all potential fees, expenses, commissions, taxes, and legal ramifications with your qualified advisor before making a rollover decision.